Loan Modification

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Are you unable to refinance or behind in your payments?

A mortgage modification maybe exactly what you need. A loan modification is similar to a mortgage refinance in that the objective is to find you a more affordable mortgage payment. A loan modification is a permanent change in one or more terms of a borrower's home loan, allows the loan to be reinstated. It is often called a modified refinance. The primary difference is that instead of looking for a new loan you will just simply modify the terms of your existing mortgage. In most cases those seeking to refinance their mortgage in this economy are unable to do so because they lack equity, their credit is below the required minimum

Mortgage refinance of your existing mortgage to obtain a more affordable mortgage payment could still be an option - for an increasing percentage of home owners it is not. That is precisely what loan modifications are for the home owner that has incurred a financial hardship that prevents other mortgage financing or payment options. In most cases, a loan modification is recommended to home owners that have a financial hardship that is preventing them from making their monthly mortgage payments. Most are eligible for these types of mortgage modification programs have already missed one or more payments.

What sets us apart from other loan modification services:

• Service
• Professionalism
• Our attorneys
• Free credit repair at the end of the program* Credit Repair
  

Package includes:

• Financial statements
• Hardship letter**
• Mortgage statements
• Any other documents the lender may need
• Proof of income

*Your credit will be damaged at the end of the program and frankly probably already is. We will repair your credit FREE of charge when your loan modification has been granted by the lender - the value could be as high as $1000 depending on the condition of your credit report.

**We will assist you with the preparation of your hardship letter.